December is usually the busiest time of the year for retail and hospitality businesses. But businesses in other sectors often find that their sales slowdown and their customers stop paying them for a few months. So cash flow dries up.

In any business cash is your lifeline, and part of maintaining a positive cash flow is by ensuring that you get paid what you are owed, on time, and in full. We know this is often easier said than done, so we’ve provided this useful infographic that highlights some staggering statistics to show you how much time and money you’re likely spending chasing debtors:     If you’d like some assistance with managing