Running an agri-business is not always easy. Not only are there the long hours, the 24/7 vigil over livestock and attention to paddocks but then there are financial fluctuations throughout the year, external influences like droughts and floods and the sometimes problematic succession planning. We don’t have answers to many of these challenges but we are experts at how to plan the finances for the seasonal aspect of farming. Making

December is usually the busiest time of the year for retail and hospitality businesses. But businesses in other sectors often find that their sales slowdown and their customers stop paying them for a few months. So cash flow dries up.